Create a loan application packet
Gather your personal and financial information
- Pay stub for the last 30 days
- W-2 forms, last two years
- Signed federal tax return, last two years
- Documentation of any other sources of income
- Bank statements, two most recent
- Documentation of the source of your down payment: investment or savings account statements showing at least two months’ history of ownership. If some of the funds were a gift, get a signed statement from the giver stating that the funds were a gift.
- Documentation of name change, if recent
- Proof of your identity (typically a drivers’ license or non-driver ID)
- Social security number
- Certificate of housing counseling or home buyer education, if you have one